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terms & conditions
  1. LFC currently only accepts Applications from individuals residing in the United States. Applicants are responsible for determining any residency and legacy requirements to solicit and offer insurance and financial products in the United States.

  2. Before you can solicit or sell insurance and financial products, or earn any commissions, you must obtain required state licenses, obtain errors and omissions insurance coverage, and get appointed by an insurance carrier to solicit business on their behalf. Please note that you are responsible for any State examination fees, as well as any regulatory and continued education licensing fees (if applicable).

  3. At LFC, we take maintaining personal and client data safe very seriously. LFC, its affiliate and its carrier partners are not responsible in any manner for damage or injury that may occur from use of this site or the willful or unintentional interception of your personal data by a third party. Your use of LFC websites and administrative systems are provided “as is” and without warranties of any kind, either express or implied. Any agents attempt to compromise any LFC sites or its proprietary information shall be subject to immediate termination and possible legal recourse.

  4. LFC does not guarantee approval of your Application and we reserve the right to decline your application(s) if you violate the letter and spirit of an rule or LFC’s goal to support each agent’s ability to succeed and for any agents attempts to do what is in the best interest of the client.


By agreeing to the terms and conditions, I certify under penalty of perjury, that all data, including my Social Security Number, is correct as it appears in this Application. I further certify under penalty or perjury that all information contained in this Application is true and correct to the best of my knowledge.

In addition, I hereby authorize LFC to use and/or release the information provided in this Application to authorized employees and/or contractors for the purpose of processing my Application and for other reasonable and necessary purposes.

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